New Mexico Bankruptcy law does not allow you to mix and match from the two list. You must choose either the federal exemption list or the state exemption list.
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We Understand the Emotional Side of Bankruptcy and Debt Serious debt is not just a financial issue it is also an emotional bankryptcy. We Offer a Free Evaluation Whether you are already committed to filing bankruptcy and want to explore whether Chapter 7 or Chapter 13 is best for you, or if you are just looking for more information about bankruptcy before making nm bankruptcy decision, please call our experienced Albuquerque bankruptcy lawyers. Talk to nm bankruptcy Attorney for Free Toll Free: See New Mexico Means Test.
Gathering Nm bankruptcy To begin the bankruptcy process you must itemize your current income sources; major financial transactions for the last two years; monthly living expenses; nm bankruptcy secured and unsecured ; and property all assets and best road pedal, not just real estate.
You should also collect your tax returns for nm bankruptcy last two years, deeds to any real estate you own, your car s titles, and the baniruptcy for any loans you may have. Filing Bankruptcy Once you have gathered this information, either on your own or with the help of an attorney, you should then determine which property you believe is exempt from seizure based on the New Mexico exemptions.
To actually file, either you or your attorney, will need to file a two-page petition and nm bankruptcy other forms at your New Baankruptcy district bankruptcy court. These forms, collectively are referred to as the schedules and ask you to describe your current financial status and recent financial transactions typically within the last two years.
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